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A-Z Loan Glossary

A4 Amount
B4 Bank
C4 Cost
D4 Debt
E4 Equity
F4 Finance
G4 Grant
H4 Home
I4 Insurance
J4 Joint
K4 Key
L4 Loan
M4 Mortgage
N4 Net
O4 Overdraft
P4 Premium
Q4 Quote
R4 Rate
S4 Secured
T4 Tenant
U4 Unsecured
V4 Variable
W4 Waiver
X4 XD
Y4 Yield
Z4 Zero
Z4 Zero

A-Z of the Loan Industry's Jargon when Targeting Consumers for Loans
Consumer Loan Packages

Debt to Income Ratio

Debt to Income Ratio: The ratio, expressed as a percentage, which results when a borrower's monthly payment obligation on long-term debts is divided by his or her net effective income (FHA/VA loans) or gross monthly income (conventional loans).

Expanded List of Definitions "D"

· Death Benefit · Debit Card · Debt to Income Ratio · Declination · Declining Grant · Decreasing Term Insurance · Deeds Fee · Default · Deferred Annuity · Deferred Period · Defined Benefit Pension Scheme · Deflation · Demonstration Grant · De-Mutualisation · Dependant · Deposit Account · Deposit Premium · Depreciation · Derivatives · Direct Debit · Disability · Disclosure · Discounted Rate · Discretionary Entrant · Discretionary Funds · Dismemberment · Distribution · Dividend · Donee · Donor · Double Indemnity · Down Payment · Dread Disease Policy ·